LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,752
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,295
−HK$2,583/mo
Today · 4.125%
HK$86,878
baseline
▲ 0.50% · 4.625%
HK$92,165
+HK$5,287/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,756/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,948
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,387
−HK$2,475/mo
Today · 4.125%
HK$95,862
baseline
▲ 0.50% · 4.625%
HK$100,915
+HK$5,053/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,724/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,102
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$101,154
−HK$3,100/mo
Today · 4.125%
HK$104,254
baseline
▲ 0.50% · 4.625%
HK$110,598
+HK$6,344/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,508/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,138
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$112,065
−HK$2,969/mo
Today · 4.125%
HK$115,034
baseline
▲ 0.50% · 4.625%
HK$121,098
+HK$6,064/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,068/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,453
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$118,013
−HK$3,617/mo
Today · 4.125%
HK$121,630
baseline
▲ 0.50% · 4.625%
HK$129,031
+HK$7,401/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,260/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,327
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,742
−HK$3,465/mo
Today · 4.125%
HK$134,207
baseline
▲ 0.50% · 4.625%
HK$141,281
+HK$7,074/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,414/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,153
−HK$9,228/mo
▼ 0.25% · 3.875%
HK$151,731
−HK$4,650/mo
Today · 4.125%
HK$156,381
baseline
▲ 0.50% · 4.625%
HK$165,897
+HK$9,516/mo
Deposit HK$3.59M · loan HK$32.27M · min. income ≈ HK$312,762/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,707
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$168,097
−HK$4,454/mo
Today · 4.125%
HK$172,551
baseline
▲ 0.50% · 4.625%
HK$181,647
+HK$9,096/mo
Deposit HK$3.59M · loan HK$32.27M · min. income ≈ HK$345,102/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,713 · Scale 2, in force from 26 Feb 2026)