LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,760
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,303
−HK$2,584/mo
Today · 4.125%
HK$86,887
baseline
▲ 0.50% · 4.625%
HK$92,174
+HK$5,287/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,774/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,957
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,396
−HK$2,475/mo
Today · 4.125%
HK$95,871
baseline
▲ 0.50% · 4.625%
HK$100,925
+HK$5,054/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,742/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,112
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$101,164
−HK$3,100/mo
Today · 4.125%
HK$104,264
baseline
▲ 0.50% · 4.625%
HK$110,608
+HK$6,344/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,528/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,523,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,148
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$112,076
−HK$2,969/mo
Today · 4.125%
HK$115,045
baseline
▲ 0.50% · 4.625%
HK$121,110
+HK$6,065/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,090/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,523,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,464
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,024
−HK$3,618/mo
Today · 4.125%
HK$121,642
baseline
▲ 0.50% · 4.625%
HK$129,043
+HK$7,401/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,284/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,340
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,755
−HK$3,465/mo
Today · 4.125%
HK$134,220
baseline
▲ 0.50% · 4.625%
HK$141,294
+HK$7,074/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,440/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,168
−HK$9,228/mo
▼ 0.25% · 3.875%
HK$151,745
−HK$4,651/mo
Today · 4.125%
HK$156,396
baseline
▲ 0.50% · 4.625%
HK$165,913
+HK$9,517/mo
Deposit HK$3.59M · loan HK$32.27M · min. income ≈ HK$312,792/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,723
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$168,113
−HK$4,455/mo
Today · 4.125%
HK$172,568
baseline
▲ 0.50% · 4.625%
HK$181,664
+HK$9,096/mo
Deposit HK$3.59M · loan HK$32.27M · min. income ≈ HK$345,136/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,861 · Scale 2, in force from 26 Feb 2026)