LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,764
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,307
−HK$2,584/mo
Today · 4.125%
HK$86,891
baseline
▲ 0.50% · 4.625%
HK$92,178
+HK$5,287/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,782/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,961
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,401
−HK$2,475/mo
Today · 4.125%
HK$95,876
baseline
▲ 0.50% · 4.625%
HK$100,929
+HK$5,053/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,752/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,523,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,116
−HK$6,153/mo
▼ 0.25% · 3.875%
HK$101,168
−HK$3,101/mo
Today · 4.125%
HK$104,269
baseline
▲ 0.50% · 4.625%
HK$110,614
+HK$6,345/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$208,538/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,523,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,153
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$112,081
−HK$2,970/mo
Today · 4.125%
HK$115,051
baseline
▲ 0.50% · 4.625%
HK$121,115
+HK$6,064/mo
Deposit HK$14.34M · loan HK$21.51M · min. income ≈ HK$230,102/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,523,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,469
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,030
−HK$3,617/mo
Today · 4.125%
HK$121,647
baseline
▲ 0.50% · 4.625%
HK$129,049
+HK$7,402/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,294/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,346
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,761
−HK$3,465/mo
Today · 4.125%
HK$134,226
baseline
▲ 0.50% · 4.625%
HK$141,301
+HK$7,075/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,452/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,174
−HK$9,230/mo
▼ 0.25% · 3.875%
HK$151,752
−HK$4,652/mo
Today · 4.125%
HK$156,404
baseline
▲ 0.50% · 4.625%
HK$165,920
+HK$9,516/mo
Deposit HK$3.59M · loan HK$32.27M · min. income ≈ HK$312,808/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,730
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$168,121
−HK$4,455/mo
Today · 4.125%
HK$172,576
baseline
▲ 0.50% · 4.625%
HK$181,673
+HK$9,097/mo
Deposit HK$3.59M · loan HK$32.27M · min. income ≈ HK$345,152/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,523,931 · Scale 2, in force from 26 Feb 2026)