LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,774
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,317
−HK$2,585/mo
Today · 4.125%
HK$86,902
baseline
▲ 0.50% · 4.625%
HK$92,190
+HK$5,288/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,804/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,524,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,973
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,412
−HK$2,476/mo
Today · 4.125%
HK$95,888
baseline
▲ 0.50% · 4.625%
HK$100,942
+HK$5,054/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,776/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,524,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,129
−HK$6,153/mo
▼ 0.25% · 3.875%
HK$101,181
−HK$3,101/mo
Today · 4.125%
HK$104,282
baseline
▲ 0.50% · 4.625%
HK$110,627
+HK$6,345/mo
Deposit HK$14.34M · loan HK$21.52M · min. income ≈ HK$208,564/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,167
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$112,095
−HK$2,970/mo
Today · 4.125%
HK$115,065
baseline
▲ 0.50% · 4.625%
HK$121,130
+HK$6,065/mo
Deposit HK$14.34M · loan HK$21.52M · min. income ≈ HK$230,130/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,483
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,044
−HK$3,619/mo
Today · 4.125%
HK$121,663
baseline
▲ 0.50% · 4.625%
HK$129,065
+HK$7,402/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,326/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,362
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,777
−HK$3,466/mo
Today · 4.125%
HK$134,243
baseline
▲ 0.50% · 4.625%
HK$141,319
+HK$7,076/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,486/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,193
−HK$9,230/mo
▼ 0.25% · 3.875%
HK$151,771
−HK$4,652/mo
Today · 4.125%
HK$156,423
baseline
▲ 0.50% · 4.625%
HK$165,941
+HK$9,518/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$312,846/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,751
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$168,142
−HK$4,456/mo
Today · 4.125%
HK$172,598
baseline
▲ 0.50% · 4.625%
HK$181,695
+HK$9,097/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$345,196/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,122 · Scale 2, in force from 26 Feb 2026)