LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,774
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,318
−HK$2,584/mo
Today · 4.125%
HK$86,902
baseline
▲ 0.50% · 4.625%
HK$92,190
+HK$5,288/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,804/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,973
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,413
−HK$2,475/mo
Today · 4.125%
HK$95,888
baseline
▲ 0.50% · 4.625%
HK$100,942
+HK$5,054/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,776/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,129
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$101,182
−HK$3,101/mo
Today · 4.125%
HK$104,283
baseline
▲ 0.50% · 4.625%
HK$110,628
+HK$6,345/mo
Deposit HK$14.34M · loan HK$21.52M · min. income ≈ HK$208,566/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,168
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$112,096
−HK$2,970/mo
Today · 4.125%
HK$115,066
baseline
▲ 0.50% · 4.625%
HK$121,131
+HK$6,065/mo
Deposit HK$14.34M · loan HK$21.52M · min. income ≈ HK$230,132/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,484
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$118,045
−HK$3,618/mo
Today · 4.125%
HK$121,663
baseline
▲ 0.50% · 4.625%
HK$129,066
+HK$7,403/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,326/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,362
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,778
−HK$3,465/mo
Today · 4.125%
HK$134,243
baseline
▲ 0.50% · 4.625%
HK$141,319
+HK$7,076/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,486/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,194
−HK$9,230/mo
▼ 0.25% · 3.875%
HK$151,772
−HK$4,652/mo
Today · 4.125%
HK$156,424
baseline
▲ 0.50% · 4.625%
HK$165,942
+HK$9,518/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$312,848/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,752
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$168,143
−HK$4,456/mo
Today · 4.125%
HK$172,599
baseline
▲ 0.50% · 4.625%
HK$181,696
+HK$9,097/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$345,198/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,131 · Scale 2, in force from 26 Feb 2026)