LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,776
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,320
−HK$2,584/mo
Today · 4.125%
HK$86,904
baseline
▲ 0.50% · 4.625%
HK$92,192
+HK$5,288/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,808/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,975
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,415
−HK$2,475/mo
Today · 4.125%
HK$95,890
baseline
▲ 0.50% · 4.625%
HK$100,945
+HK$5,055/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,780/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,131
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$101,184
−HK$3,101/mo
Today · 4.125%
HK$104,285
baseline
▲ 0.50% · 4.625%
HK$110,631
+HK$6,346/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$208,570/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,170
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$112,098
−HK$2,970/mo
Today · 4.125%
HK$115,068
baseline
▲ 0.50% · 4.625%
HK$121,134
+HK$6,066/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$230,136/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,487
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$118,048
−HK$3,618/mo
Today · 4.125%
HK$121,666
baseline
▲ 0.50% · 4.625%
HK$129,069
+HK$7,403/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,332/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,365
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$130,781
−HK$3,466/mo
Today · 4.125%
HK$134,247
baseline
▲ 0.50% · 4.625%
HK$141,323
+HK$7,076/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,494/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,197
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$151,776
−HK$4,652/mo
Today · 4.125%
HK$156,428
baseline
▲ 0.50% · 4.625%
HK$165,946
+HK$9,518/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$312,856/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,755
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$168,147
−HK$4,456/mo
Today · 4.125%
HK$172,603
baseline
▲ 0.50% · 4.625%
HK$181,701
+HK$9,098/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$345,206/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,167 · Scale 2, in force from 26 Feb 2026)