LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,778
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,322
−HK$2,584/mo
Today · 4.125%
HK$86,906
baseline
▲ 0.50% · 4.625%
HK$92,194
+HK$5,288/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,812/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,977
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,417
−HK$2,475/mo
Today · 4.125%
HK$95,892
baseline
▲ 0.50% · 4.625%
HK$100,947
+HK$5,055/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,784/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,133
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$101,186
−HK$3,101/mo
Today · 4.125%
HK$104,287
baseline
▲ 0.50% · 4.625%
HK$110,633
+HK$6,346/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$208,574/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,172
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$112,100
−HK$2,971/mo
Today · 4.125%
HK$115,071
baseline
▲ 0.50% · 4.625%
HK$121,136
+HK$6,065/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$230,142/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,489
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$118,050
−HK$3,618/mo
Today · 4.125%
HK$121,668
baseline
▲ 0.50% · 4.625%
HK$129,072
+HK$7,404/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,336/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,368
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,784
−HK$3,465/mo
Today · 4.125%
HK$134,249
baseline
▲ 0.50% · 4.625%
HK$141,326
+HK$7,077/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,498/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,200
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$151,779
−HK$4,652/mo
Today · 4.125%
HK$156,431
baseline
▲ 0.50% · 4.625%
HK$165,949
+HK$9,518/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$312,862/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,759
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$168,151
−HK$4,455/mo
Today · 4.125%
HK$172,606
baseline
▲ 0.50% · 4.625%
HK$181,704
+HK$9,098/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$345,212/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,197 · Scale 2, in force from 26 Feb 2026)