LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,779
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,322
−HK$2,585/mo
Today · 4.125%
HK$86,907
baseline
▲ 0.50% · 4.625%
HK$92,195
+HK$5,288/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,814/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,978
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,418
−HK$2,475/mo
Today · 4.125%
HK$95,893
baseline
▲ 0.50% · 4.625%
HK$100,948
+HK$5,055/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,786/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,134
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$101,187
−HK$3,101/mo
Today · 4.125%
HK$104,288
baseline
▲ 0.50% · 4.625%
HK$110,634
+HK$6,346/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$208,576/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,173
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$112,101
−HK$2,971/mo
Today · 4.125%
HK$115,072
baseline
▲ 0.50% · 4.625%
HK$121,137
+HK$6,065/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$230,144/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,490
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,051
−HK$3,619/mo
Today · 4.125%
HK$121,670
baseline
▲ 0.50% · 4.625%
HK$129,073
+HK$7,403/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$243,340/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,369
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,785
−HK$3,465/mo
Today · 4.125%
HK$134,250
baseline
▲ 0.50% · 4.625%
HK$141,327
+HK$7,077/mo
Deposit HK$10.76M · loan HK$25.10M · min. income ≈ HK$268,500/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,202
−HK$9,230/mo
▼ 0.25% · 3.875%
HK$151,780
−HK$4,652/mo
Today · 4.125%
HK$156,432
baseline
▲ 0.50% · 4.625%
HK$165,951
+HK$9,519/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$312,864/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,760
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$168,152
−HK$4,456/mo
Today · 4.125%
HK$172,608
baseline
▲ 0.50% · 4.625%
HK$181,706
+HK$9,098/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$345,216/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,212 · Scale 2, in force from 26 Feb 2026)