LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,785
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,329
−HK$2,584/mo
Today · 4.125%
HK$86,913
baseline
▲ 0.50% · 4.625%
HK$92,202
+HK$5,289/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,826/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,985
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,425
−HK$2,475/mo
Today · 4.125%
HK$95,900
baseline
▲ 0.50% · 4.625%
HK$100,955
+HK$5,055/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,800/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,142
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$101,194
−HK$3,102/mo
Today · 4.125%
HK$104,296
baseline
▲ 0.50% · 4.625%
HK$110,642
+HK$6,346/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$208,592/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,182
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$112,110
−HK$2,970/mo
Today · 4.125%
HK$115,080
baseline
▲ 0.50% · 4.625%
HK$121,146
+HK$6,066/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$230,160/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,499
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,060
−HK$3,619/mo
Today · 4.125%
HK$121,679
baseline
▲ 0.50% · 4.625%
HK$129,083
+HK$7,404/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$243,358/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,379
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,795
−HK$3,465/mo
Today · 4.125%
HK$134,260
baseline
▲ 0.50% · 4.625%
HK$141,337
+HK$7,077/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$268,520/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,524,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,213
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$151,792
−HK$4,652/mo
Today · 4.125%
HK$156,444
baseline
▲ 0.50% · 4.625%
HK$165,963
+HK$9,519/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$312,888/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,772
−HK$8,849/mo
▼ 0.25% · 3.875%
HK$168,165
−HK$4,456/mo
Today · 4.125%
HK$172,621
baseline
▲ 0.50% · 4.625%
HK$181,720
+HK$9,099/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$345,242/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,325 · Scale 2, in force from 26 Feb 2026)