LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,791
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,335
−HK$2,585/mo
Today · 4.125%
HK$86,920
baseline
▲ 0.50% · 4.625%
HK$92,209
+HK$5,289/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$173,840/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,992
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,432
−HK$2,476/mo
Today · 4.125%
HK$95,908
baseline
▲ 0.50% · 4.625%
HK$100,963
+HK$5,055/mo
Deposit HK$17.93M · loan HK$17.93M · min. income ≈ HK$191,816/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,150
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$101,203
−HK$3,101/mo
Today · 4.125%
HK$104,304
baseline
▲ 0.50% · 4.625%
HK$110,651
+HK$6,347/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$208,608/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,190
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$112,119
−HK$2,971/mo
Today · 4.125%
HK$115,090
baseline
▲ 0.50% · 4.625%
HK$121,156
+HK$6,066/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$230,180/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,508
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,070
−HK$3,618/mo
Today · 4.125%
HK$121,688
baseline
▲ 0.50% · 4.625%
HK$129,093
+HK$7,405/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$243,376/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,389
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$130,805
−HK$3,466/mo
Today · 4.125%
HK$134,271
baseline
▲ 0.50% · 4.625%
HK$141,349
+HK$7,078/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$268,542/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,224
−HK$9,233/mo
▼ 0.25% · 3.875%
HK$151,804
−HK$4,653/mo
Today · 4.125%
HK$156,457
baseline
▲ 0.50% · 4.625%
HK$165,977
+HK$9,520/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$312,914/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,786
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$168,178
−HK$4,456/mo
Today · 4.125%
HK$172,634
baseline
▲ 0.50% · 4.625%
HK$181,734
+HK$9,100/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$345,268/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,447 · Scale 2, in force from 26 Feb 2026)