LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,793
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,337
−HK$2,585/mo
Today · 4.125%
HK$86,922
baseline
▲ 0.50% · 4.625%
HK$92,211
+HK$5,289/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,844/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,994
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,434
−HK$2,476/mo
Today · 4.125%
HK$95,910
baseline
▲ 0.50% · 4.625%
HK$100,965
+HK$5,055/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,820/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,151
−HK$6,155/mo
▼ 0.25% · 3.875%
HK$101,204
−HK$3,102/mo
Today · 4.125%
HK$104,306
baseline
▲ 0.50% · 4.625%
HK$110,653
+HK$6,347/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$208,612/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,192
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$112,121
−HK$2,971/mo
Today · 4.125%
HK$115,092
baseline
▲ 0.50% · 4.625%
HK$121,158
+HK$6,066/mo
Deposit HK$14.35M · loan HK$21.52M · min. income ≈ HK$230,184/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,510
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$118,072
−HK$3,619/mo
Today · 4.125%
HK$121,691
baseline
▲ 0.50% · 4.625%
HK$129,095
+HK$7,404/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$243,382/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,391
−HK$6,883/mo
▼ 0.25% · 3.875%
HK$130,808
−HK$3,466/mo
Today · 4.125%
HK$134,274
baseline
▲ 0.50% · 4.625%
HK$141,351
+HK$7,077/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$268,548/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,227
−HK$9,233/mo
▼ 0.25% · 3.875%
HK$151,807
−HK$4,653/mo
Today · 4.125%
HK$156,460
baseline
▲ 0.50% · 4.625%
HK$165,980
+HK$9,520/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$312,920/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,789
−HK$8,849/mo
▼ 0.25% · 3.875%
HK$168,181
−HK$4,457/mo
Today · 4.125%
HK$172,638
baseline
▲ 0.50% · 4.625%
HK$181,738
+HK$9,100/mo
Deposit HK$3.59M · loan HK$32.28M · min. income ≈ HK$345,276/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,476 · Scale 2, in force from 26 Feb 2026)