LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,806
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,351
−HK$2,585/mo
Today · 4.125%
HK$86,936
baseline
▲ 0.50% · 4.625%
HK$92,226
+HK$5,290/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,872/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,009
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,449
−HK$2,476/mo
Today · 4.125%
HK$95,925
baseline
▲ 0.50% · 4.625%
HK$100,982
+HK$5,057/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,850/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,167
−HK$6,156/mo
▼ 0.25% · 3.875%
HK$101,221
−HK$3,102/mo
Today · 4.125%
HK$104,323
baseline
▲ 0.50% · 4.625%
HK$110,671
+HK$6,348/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,646/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,210
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,139
−HK$2,972/mo
Today · 4.125%
HK$115,111
baseline
▲ 0.50% · 4.625%
HK$121,178
+HK$6,067/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,222/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,529
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,091
−HK$3,620/mo
Today · 4.125%
HK$121,711
baseline
▲ 0.50% · 4.625%
HK$129,116
+HK$7,405/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$243,422/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,412
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,829
−HK$3,467/mo
Today · 4.125%
HK$134,296
baseline
▲ 0.50% · 4.625%
HK$141,375
+HK$7,079/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$268,592/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,251
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$151,831
−HK$4,654/mo
Today · 4.125%
HK$156,485
baseline
▲ 0.50% · 4.625%
HK$166,007
+HK$9,522/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$312,970/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,815
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$168,209
−HK$4,457/mo
Today · 4.125%
HK$172,666
baseline
▲ 0.50% · 4.625%
HK$181,767
+HK$9,101/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$345,332/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,725 · Scale 2, in force from 26 Feb 2026)