LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,809
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,353
−HK$2,586/mo
Today · 4.125%
HK$86,939
baseline
▲ 0.50% · 4.625%
HK$92,229
+HK$5,290/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,878/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,011
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,452
−HK$2,476/mo
Today · 4.125%
HK$95,928
baseline
▲ 0.50% · 4.625%
HK$100,985
+HK$5,057/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,856/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,170
−HK$6,156/mo
▼ 0.25% · 3.875%
HK$101,224
−HK$3,102/mo
Today · 4.125%
HK$104,326
baseline
▲ 0.50% · 4.625%
HK$110,674
+HK$6,348/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,652/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,214
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$112,143
−HK$2,971/mo
Today · 4.125%
HK$115,114
baseline
▲ 0.50% · 4.625%
HK$121,182
+HK$6,068/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,228/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,532
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,095
−HK$3,619/mo
Today · 4.125%
HK$121,714
baseline
▲ 0.50% · 4.625%
HK$129,120
+HK$7,406/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$243,428/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,416
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,833
−HK$3,467/mo
Today · 4.125%
HK$134,300
baseline
▲ 0.50% · 4.625%
HK$141,379
+HK$7,079/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$268,600/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,256
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$151,836
−HK$4,654/mo
Today · 4.125%
HK$156,490
baseline
▲ 0.50% · 4.625%
HK$166,012
+HK$9,522/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$312,980/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,820
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$168,214
−HK$4,457/mo
Today · 4.125%
HK$172,671
baseline
▲ 0.50% · 4.625%
HK$181,773
+HK$9,102/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$345,342/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,770 · Scale 2, in force from 26 Feb 2026)