LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,812
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,357
−HK$2,586/mo
Today · 4.125%
HK$86,943
baseline
▲ 0.50% · 4.625%
HK$92,233
+HK$5,290/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,886/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,015
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,456
−HK$2,477/mo
Today · 4.125%
HK$95,933
baseline
▲ 0.50% · 4.625%
HK$100,989
+HK$5,056/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,866/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,175
−HK$6,156/mo
▼ 0.25% · 3.875%
HK$101,228
−HK$3,103/mo
Today · 4.125%
HK$104,331
baseline
▲ 0.50% · 4.625%
HK$110,679
+HK$6,348/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,662/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,218
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,148
−HK$2,971/mo
Today · 4.125%
HK$115,119
baseline
▲ 0.50% · 4.625%
HK$121,187
+HK$6,068/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,238/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,537
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$118,100
−HK$3,620/mo
Today · 4.125%
HK$121,720
baseline
▲ 0.50% · 4.625%
HK$129,126
+HK$7,406/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$243,440/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,421
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,839
−HK$3,467/mo
Today · 4.125%
HK$134,306
baseline
▲ 0.50% · 4.625%
HK$141,385
+HK$7,079/mo
Deposit HK$10.76M · loan HK$25.11M · min. income ≈ HK$268,612/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,262
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$151,843
−HK$4,654/mo
Today · 4.125%
HK$156,497
baseline
▲ 0.50% · 4.625%
HK$166,019
+HK$9,522/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$312,994/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,827
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$168,221
−HK$4,458/mo
Today · 4.125%
HK$172,679
baseline
▲ 0.50% · 4.625%
HK$181,781
+HK$9,102/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$345,358/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,837 · Scale 2, in force from 26 Feb 2026)