LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,813
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,358
−HK$2,585/mo
Today · 4.125%
HK$86,943
baseline
▲ 0.50% · 4.625%
HK$92,233
+HK$5,290/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,886/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,016
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,457
−HK$2,476/mo
Today · 4.125%
HK$95,933
baseline
▲ 0.50% · 4.625%
HK$100,990
+HK$5,057/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,866/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,175
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$101,229
−HK$3,103/mo
Today · 4.125%
HK$104,332
baseline
▲ 0.50% · 4.625%
HK$110,680
+HK$6,348/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,664/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,219
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,148
−HK$2,972/mo
Today · 4.125%
HK$115,120
baseline
▲ 0.50% · 4.625%
HK$121,188
+HK$6,068/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,240/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,538
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,101
−HK$3,619/mo
Today · 4.125%
HK$121,720
baseline
▲ 0.50% · 4.625%
HK$129,127
+HK$7,407/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$243,440/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,422
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,840
−HK$3,466/mo
Today · 4.125%
HK$134,306
baseline
▲ 0.50% · 4.625%
HK$141,386
+HK$7,080/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$268,612/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,263
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$151,844
−HK$4,654/mo
Today · 4.125%
HK$156,498
baseline
▲ 0.50% · 4.625%
HK$166,020
+HK$9,522/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$312,996/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,829
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$168,222
−HK$4,458/mo
Today · 4.125%
HK$172,680
baseline
▲ 0.50% · 4.625%
HK$181,782
+HK$9,102/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$345,360/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,848 · Scale 2, in force from 26 Feb 2026)