LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,815
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,360
−HK$2,586/mo
Today · 4.125%
HK$86,946
baseline
▲ 0.50% · 4.625%
HK$92,236
+HK$5,290/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,892/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,019
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,460
−HK$2,476/mo
Today · 4.125%
HK$95,936
baseline
▲ 0.50% · 4.625%
HK$100,993
+HK$5,057/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,872/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,524,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,178
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$101,232
−HK$3,103/mo
Today · 4.125%
HK$104,335
baseline
▲ 0.50% · 4.625%
HK$110,683
+HK$6,348/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,670/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,222
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,152
−HK$2,971/mo
Today · 4.125%
HK$115,123
baseline
▲ 0.50% · 4.625%
HK$121,192
+HK$6,069/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,246/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,541
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$118,104
−HK$3,620/mo
Today · 4.125%
HK$121,724
baseline
▲ 0.50% · 4.625%
HK$129,131
+HK$7,407/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$243,448/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,426
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,844
−HK$3,466/mo
Today · 4.125%
HK$134,310
baseline
▲ 0.50% · 4.625%
HK$141,390
+HK$7,080/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$268,620/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,267
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$151,848
−HK$4,654/mo
Today · 4.125%
HK$156,502
baseline
▲ 0.50% · 4.625%
HK$166,025
+HK$9,523/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$313,004/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,833
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$168,227
−HK$4,458/mo
Today · 4.125%
HK$172,685
baseline
▲ 0.50% · 4.625%
HK$181,787
+HK$9,102/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$345,370/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,893 · Scale 2, in force from 26 Feb 2026)