LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,818
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,363
−HK$2,586/mo
Today · 4.125%
HK$86,949
baseline
▲ 0.50% · 4.625%
HK$92,239
+HK$5,290/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,898/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,524,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,022
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,463
−HK$2,476/mo
Today · 4.125%
HK$95,939
baseline
▲ 0.50% · 4.625%
HK$100,996
+HK$5,057/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,878/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,524,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,181
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$101,235
−HK$3,103/mo
Today · 4.125%
HK$104,338
baseline
▲ 0.50% · 4.625%
HK$110,687
+HK$6,349/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,676/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,226
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,155
−HK$2,972/mo
Today · 4.125%
HK$115,127
baseline
▲ 0.50% · 4.625%
HK$121,195
+HK$6,068/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,254/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,545
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$118,108
−HK$3,620/mo
Today · 4.125%
HK$121,728
baseline
▲ 0.50% · 4.625%
HK$129,135
+HK$7,407/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$243,456/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,430
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,848
−HK$3,467/mo
Today · 4.125%
HK$134,315
baseline
▲ 0.50% · 4.625%
HK$141,395
+HK$7,080/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$268,630/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,272
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$151,853
−HK$4,654/mo
Today · 4.125%
HK$156,507
baseline
▲ 0.50% · 4.625%
HK$166,030
+HK$9,523/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$313,014/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,839
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$168,233
−HK$4,457/mo
Today · 4.125%
HK$172,690
baseline
▲ 0.50% · 4.625%
HK$181,793
+HK$9,103/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$345,380/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,942 · Scale 2, in force from 26 Feb 2026)