LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,820
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,365
−HK$2,586/mo
Today · 4.125%
HK$86,951
baseline
▲ 0.50% · 4.625%
HK$92,242
+HK$5,291/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,902/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,524,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,024
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,466
−HK$2,476/mo
Today · 4.125%
HK$95,942
baseline
▲ 0.50% · 4.625%
HK$100,999
+HK$5,057/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,884/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,524,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,184
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$101,238
−HK$3,103/mo
Today · 4.125%
HK$104,341
baseline
▲ 0.50% · 4.625%
HK$110,690
+HK$6,349/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,682/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,229
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,159
−HK$2,971/mo
Today · 4.125%
HK$115,130
baseline
▲ 0.50% · 4.625%
HK$121,199
+HK$6,069/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,260/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,524,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,548
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,112
−HK$3,620/mo
Today · 4.125%
HK$121,732
baseline
▲ 0.50% · 4.625%
HK$129,139
+HK$7,407/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$243,464/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,434
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,852
−HK$3,467/mo
Today · 4.125%
HK$134,319
baseline
▲ 0.50% · 4.625%
HK$141,399
+HK$7,080/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$268,638/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,524,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,277
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$151,858
−HK$4,654/mo
Today · 4.125%
HK$156,512
baseline
▲ 0.50% · 4.625%
HK$166,036
+HK$9,524/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$313,024/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,844
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$168,238
−HK$4,458/mo
Today · 4.125%
HK$172,696
baseline
▲ 0.50% · 4.625%
HK$181,799
+HK$9,103/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$345,392/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,524,989 · Scale 2, in force from 26 Feb 2026)