LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,822
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,367
−HK$2,586/mo
Today · 4.125%
HK$86,953
baseline
▲ 0.50% · 4.625%
HK$92,244
+HK$5,291/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,906/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,026
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,467
−HK$2,477/mo
Today · 4.125%
HK$95,944
baseline
▲ 0.50% · 4.625%
HK$101,001
+HK$5,057/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,888/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,186
−HK$6,158/mo
▼ 0.25% · 3.875%
HK$101,241
−HK$3,103/mo
Today · 4.125%
HK$104,344
baseline
▲ 0.50% · 4.625%
HK$110,693
+HK$6,349/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,688/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,231
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$112,161
−HK$2,972/mo
Today · 4.125%
HK$115,133
baseline
▲ 0.50% · 4.625%
HK$121,202
+HK$6,069/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,266/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,551
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$118,114
−HK$3,620/mo
Today · 4.125%
HK$121,734
baseline
▲ 0.50% · 4.625%
HK$129,141
+HK$7,407/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$243,468/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,437
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,854
−HK$3,468/mo
Today · 4.125%
HK$134,322
baseline
▲ 0.50% · 4.625%
HK$141,402
+HK$7,080/mo
Deposit HK$10.76M · loan HK$25.12M · min. income ≈ HK$268,644/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,280
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$151,861
−HK$4,654/mo
Today · 4.125%
HK$156,515
baseline
▲ 0.50% · 4.625%
HK$166,039
+HK$9,524/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$313,030/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,847
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$168,241
−HK$4,458/mo
Today · 4.125%
HK$172,699
baseline
▲ 0.50% · 4.625%
HK$181,803
+HK$9,104/mo
Deposit HK$3.59M · loan HK$32.29M · min. income ≈ HK$345,398/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,021 · Scale 2, in force from 26 Feb 2026)