LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,830
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,375
−HK$2,586/mo
Today · 4.125%
HK$86,961
baseline
▲ 0.50% · 4.625%
HK$92,253
+HK$5,292/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,922/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,035
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,477
−HK$2,476/mo
Today · 4.125%
HK$95,953
baseline
▲ 0.50% · 4.625%
HK$101,011
+HK$5,058/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,906/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,196
−HK$6,158/mo
▼ 0.25% · 3.875%
HK$101,250
−HK$3,104/mo
Today · 4.125%
HK$104,354
baseline
▲ 0.50% · 4.625%
HK$110,703
+HK$6,349/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$208,708/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,242
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$112,172
−HK$2,972/mo
Today · 4.125%
HK$115,144
baseline
▲ 0.50% · 4.625%
HK$121,213
+HK$6,069/mo
Deposit HK$14.35M · loan HK$21.53M · min. income ≈ HK$230,288/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,562
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,125
−HK$3,621/mo
Today · 4.125%
HK$121,746
baseline
▲ 0.50% · 4.625%
HK$129,154
+HK$7,408/mo
Deposit HK$10.77M · loan HK$25.12M · min. income ≈ HK$243,492/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,449
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$130,867
−HK$3,468/mo
Today · 4.125%
HK$134,335
baseline
▲ 0.50% · 4.625%
HK$141,416
+HK$7,081/mo
Deposit HK$10.77M · loan HK$25.12M · min. income ≈ HK$268,670/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,294
−HK$9,237/mo
▼ 0.25% · 3.875%
HK$151,876
−HK$4,655/mo
Today · 4.125%
HK$156,531
baseline
▲ 0.50% · 4.625%
HK$166,055
+HK$9,524/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$313,062/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,863
−HK$8,853/mo
▼ 0.25% · 3.875%
HK$168,258
−HK$4,458/mo
Today · 4.125%
HK$172,716
baseline
▲ 0.50% · 4.625%
HK$181,820
+HK$9,104/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$345,432/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,168 · Scale 2, in force from 26 Feb 2026)