LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,837
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,383
−HK$2,586/mo
Today · 4.125%
HK$86,969
baseline
▲ 0.50% · 4.625%
HK$92,261
+HK$5,292/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$173,938/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,043
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,485
−HK$2,477/mo
Today · 4.125%
HK$95,962
baseline
▲ 0.50% · 4.625%
HK$101,020
+HK$5,058/mo
Deposit HK$17.94M · loan HK$17.94M · min. income ≈ HK$191,924/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,204
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$101,259
−HK$3,104/mo
Today · 4.125%
HK$104,363
baseline
▲ 0.50% · 4.625%
HK$110,713
+HK$6,350/mo
Deposit HK$14.36M · loan HK$21.53M · min. income ≈ HK$208,726/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,251
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$112,181
−HK$2,973/mo
Today · 4.125%
HK$115,154
baseline
▲ 0.50% · 4.625%
HK$121,224
+HK$6,070/mo
Deposit HK$14.36M · loan HK$21.53M · min. income ≈ HK$230,308/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,572
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,136
−HK$3,620/mo
Today · 4.125%
HK$121,756
baseline
▲ 0.50% · 4.625%
HK$129,165
+HK$7,409/mo
Deposit HK$10.77M · loan HK$25.12M · min. income ≈ HK$243,512/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,460
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$130,878
−HK$3,468/mo
Today · 4.125%
HK$134,346
baseline
▲ 0.50% · 4.625%
HK$141,428
+HK$7,082/mo
Deposit HK$10.77M · loan HK$25.12M · min. income ≈ HK$268,692/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,307
−HK$9,237/mo
▼ 0.25% · 3.875%
HK$151,889
−HK$4,655/mo
Today · 4.125%
HK$156,544
baseline
▲ 0.50% · 4.625%
HK$166,069
+HK$9,525/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$313,088/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,877
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$168,272
−HK$4,459/mo
Today · 4.125%
HK$172,731
baseline
▲ 0.50% · 4.625%
HK$181,836
+HK$9,105/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$345,462/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,299 · Scale 2, in force from 26 Feb 2026)