LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,843
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,389
−HK$2,587/mo
Today · 4.125%
HK$86,976
baseline
▲ 0.50% · 4.625%
HK$92,268
+HK$5,292/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$173,952/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,050
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,492
−HK$2,477/mo
Today · 4.125%
HK$95,969
baseline
▲ 0.50% · 4.625%
HK$101,028
+HK$5,059/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$191,938/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,212
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$101,267
−HK$3,104/mo
Today · 4.125%
HK$104,371
baseline
▲ 0.50% · 4.625%
HK$110,722
+HK$6,351/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$208,742/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,260
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$112,190
−HK$2,973/mo
Today · 4.125%
HK$115,163
baseline
▲ 0.50% · 4.625%
HK$121,233
+HK$6,070/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$230,326/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,581
−HK$7,185/mo
▼ 0.25% · 3.875%
HK$118,145
−HK$3,621/mo
Today · 4.125%
HK$121,766
baseline
▲ 0.50% · 4.625%
HK$129,175
+HK$7,409/mo
Deposit HK$10.77M · loan HK$25.12M · min. income ≈ HK$243,532/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,470
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$130,889
−HK$3,468/mo
Today · 4.125%
HK$134,357
baseline
▲ 0.50% · 4.625%
HK$141,439
+HK$7,082/mo
Deposit HK$10.77M · loan HK$25.12M · min. income ≈ HK$268,714/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,318
−HK$9,238/mo
▼ 0.25% · 3.875%
HK$151,901
−HK$4,655/mo
Today · 4.125%
HK$156,556
baseline
▲ 0.50% · 4.625%
HK$166,082
+HK$9,526/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$313,112/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,890
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$168,285
−HK$4,460/mo
Today · 4.125%
HK$172,745
baseline
▲ 0.50% · 4.625%
HK$181,850
+HK$9,105/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$345,490/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,420 · Scale 2, in force from 26 Feb 2026)