LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,846
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,391
−HK$2,587/mo
Today · 4.125%
HK$86,978
baseline
▲ 0.50% · 4.625%
HK$92,270
+HK$5,292/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$173,956/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,052
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,494
−HK$2,478/mo
Today · 4.125%
HK$95,972
baseline
▲ 0.50% · 4.625%
HK$101,031
+HK$5,059/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$191,944/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,215
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$101,270
−HK$3,104/mo
Today · 4.125%
HK$104,374
baseline
▲ 0.50% · 4.625%
HK$110,725
+HK$6,351/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$208,748/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,263
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$112,193
−HK$2,973/mo
Today · 4.125%
HK$115,166
baseline
▲ 0.50% · 4.625%
HK$121,237
+HK$6,071/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$230,332/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,584
−HK$7,185/mo
▼ 0.25% · 3.875%
HK$118,148
−HK$3,621/mo
Today · 4.125%
HK$121,769
baseline
▲ 0.50% · 4.625%
HK$129,179
+HK$7,410/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$243,538/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,473
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$130,892
−HK$3,468/mo
Today · 4.125%
HK$134,360
baseline
▲ 0.50% · 4.625%
HK$141,443
+HK$7,083/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$268,720/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,322
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$151,905
−HK$4,656/mo
Today · 4.125%
HK$156,561
baseline
▲ 0.50% · 4.625%
HK$166,087
+HK$9,526/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$313,122/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,894
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$168,290
−HK$4,459/mo
Today · 4.125%
HK$172,749
baseline
▲ 0.50% · 4.625%
HK$181,855
+HK$9,106/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$345,498/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,460 · Scale 2, in force from 26 Feb 2026)