LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,847
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,393
−HK$2,586/mo
Today · 4.125%
HK$86,979
baseline
▲ 0.50% · 4.625%
HK$92,272
+HK$5,293/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$173,958/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,054
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,496
−HK$2,477/mo
Today · 4.125%
HK$95,973
baseline
▲ 0.50% · 4.625%
HK$101,032
+HK$5,059/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$191,946/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,216
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$101,271
−HK$3,104/mo
Today · 4.125%
HK$104,375
baseline
▲ 0.50% · 4.625%
HK$110,726
+HK$6,351/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$208,750/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,264
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$112,195
−HK$2,973/mo
Today · 4.125%
HK$115,168
baseline
▲ 0.50% · 4.625%
HK$121,238
+HK$6,070/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$230,336/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,585
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$118,150
−HK$3,621/mo
Today · 4.125%
HK$121,771
baseline
▲ 0.50% · 4.625%
HK$129,180
+HK$7,409/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$243,542/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,475
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$130,894
−HK$3,468/mo
Today · 4.125%
HK$134,362
baseline
▲ 0.50% · 4.625%
HK$141,445
+HK$7,083/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$268,724/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,324
−HK$9,238/mo
▼ 0.25% · 3.875%
HK$151,907
−HK$4,655/mo
Today · 4.125%
HK$156,562
baseline
▲ 0.50% · 4.625%
HK$166,089
+HK$9,527/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$313,124/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,896
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$168,292
−HK$4,459/mo
Today · 4.125%
HK$172,751
baseline
▲ 0.50% · 4.625%
HK$181,857
+HK$9,106/mo
Deposit HK$3.59M · loan HK$32.30M · min. income ≈ HK$345,502/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$1,525,479 · Scale 2, in force from 26 Feb 2026)