LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,851
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,397
−HK$2,587/mo
Today · 4.125%
HK$86,984
baseline
▲ 0.50% · 4.625%
HK$92,277
+HK$5,293/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$173,968/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,059
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,501
−HK$2,477/mo
Today · 4.125%
HK$95,978
baseline
▲ 0.50% · 4.625%
HK$101,037
+HK$5,059/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$191,956/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,222
−HK$6,159/mo
▼ 0.25% · 3.875%
HK$101,277
−HK$3,104/mo
Today · 4.125%
HK$104,381
baseline
▲ 0.50% · 4.625%
HK$110,732
+HK$6,351/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$208,762/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,270
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$112,201
−HK$2,973/mo
Today · 4.125%
HK$115,174
baseline
▲ 0.50% · 4.625%
HK$121,245
+HK$6,071/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$230,348/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,592
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$118,156
−HK$3,622/mo
Today · 4.125%
HK$121,778
baseline
▲ 0.50% · 4.625%
HK$129,188
+HK$7,410/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$243,556/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,482
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$130,901
−HK$3,469/mo
Today · 4.125%
HK$134,370
baseline
▲ 0.50% · 4.625%
HK$141,452
+HK$7,082/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$268,740/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,332
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$151,915
−HK$4,656/mo
Today · 4.125%
HK$156,571
baseline
▲ 0.50% · 4.625%
HK$166,098
+HK$9,527/mo
Deposit HK$3.59M · loan HK$32.31M · min. income ≈ HK$313,142/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,525,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,906
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$168,302
−HK$4,459/mo
Today · 4.125%
HK$172,761
baseline
▲ 0.50% · 4.625%
HK$181,867
+HK$9,106/mo
Deposit HK$3.59M · loan HK$32.31M · min. income ≈ HK$345,522/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,525,565 · Scale 2, in force from 26 Feb 2026)