LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,853
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,399
−HK$2,587/mo
Today · 4.125%
HK$86,986
baseline
▲ 0.50% · 4.625%
HK$92,279
+HK$5,293/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$173,972/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,060
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,503
−HK$2,477/mo
Today · 4.125%
HK$95,980
baseline
▲ 0.50% · 4.625%
HK$101,039
+HK$5,059/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$191,960/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,525,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,223
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$101,279
−HK$3,104/mo
Today · 4.125%
HK$104,383
baseline
▲ 0.50% · 4.625%
HK$110,734
+HK$6,351/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$208,766/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,273
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$112,203
−HK$2,973/mo
Today · 4.125%
HK$115,176
baseline
▲ 0.50% · 4.625%
HK$121,247
+HK$6,071/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$230,352/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,525,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,594
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$118,159
−HK$3,621/mo
Today · 4.125%
HK$121,780
baseline
▲ 0.50% · 4.625%
HK$129,190
+HK$7,410/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$243,560/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,485
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$130,904
−HK$3,468/mo
Today · 4.125%
HK$134,372
baseline
▲ 0.50% · 4.625%
HK$141,455
+HK$7,083/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$268,744/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,525,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,335
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$151,918
−HK$4,656/mo
Today · 4.125%
HK$156,574
baseline
▲ 0.50% · 4.625%
HK$166,102
+HK$9,528/mo
Deposit HK$3.59M · loan HK$32.31M · min. income ≈ HK$313,148/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,525,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,909
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$168,305
−HK$4,459/mo
Today · 4.125%
HK$172,764
baseline
▲ 0.50% · 4.625%
HK$181,871
+HK$9,107/mo
Deposit HK$3.59M · loan HK$32.31M · min. income ≈ HK$345,528/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,525,595 · Scale 2, in force from 26 Feb 2026)