LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,861
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,407
−HK$2,587/mo
Today · 4.125%
HK$86,994
baseline
▲ 0.50% · 4.625%
HK$92,288
+HK$5,294/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$173,988/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,525,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,069
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,512
−HK$2,478/mo
Today · 4.125%
HK$95,990
baseline
▲ 0.50% · 4.625%
HK$101,049
+HK$5,059/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$191,980/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,525,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,233
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$101,289
−HK$3,104/mo
Today · 4.125%
HK$104,393
baseline
▲ 0.50% · 4.625%
HK$110,745
+HK$6,352/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$208,786/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,525,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,283
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$112,214
−HK$2,973/mo
Today · 4.125%
HK$115,187
baseline
▲ 0.50% · 4.625%
HK$121,259
+HK$6,072/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$230,374/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,525,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,605
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$118,170
−HK$3,622/mo
Today · 4.125%
HK$121,792
baseline
▲ 0.50% · 4.625%
HK$129,203
+HK$7,411/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$243,584/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,525,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,497
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$130,916
−HK$3,469/mo
Today · 4.125%
HK$134,385
baseline
▲ 0.50% · 4.625%
HK$141,469
+HK$7,084/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$268,770/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,525,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,349
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$151,933
−HK$4,657/mo
Today · 4.125%
HK$156,590
baseline
▲ 0.50% · 4.625%
HK$166,118
+HK$9,528/mo
Deposit HK$3.59M · loan HK$32.31M · min. income ≈ HK$313,180/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,525,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,925
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$168,321
−HK$4,460/mo
Today · 4.125%
HK$172,781
baseline
▲ 0.50% · 4.625%
HK$181,889
+HK$9,108/mo
Deposit HK$3.59M · loan HK$32.31M · min. income ≈ HK$345,562/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,525,743 · Scale 2, in force from 26 Feb 2026)