LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,875
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,422
−HK$2,587/mo
Today · 4.125%
HK$87,009
baseline
▲ 0.50% · 4.625%
HK$92,304
+HK$5,295/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$174,018/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,526,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,085
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,528
−HK$2,478/mo
Today · 4.125%
HK$96,006
baseline
▲ 0.50% · 4.625%
HK$101,067
+HK$5,061/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$192,012/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,526,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,250
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$101,306
−HK$3,105/mo
Today · 4.125%
HK$104,411
baseline
▲ 0.50% · 4.625%
HK$110,765
+HK$6,354/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$208,822/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,302
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$112,234
−HK$2,974/mo
Today · 4.125%
HK$115,208
baseline
▲ 0.50% · 4.625%
HK$121,280
+HK$6,072/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$230,416/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,625
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$118,191
−HK$3,622/mo
Today · 4.125%
HK$121,813
baseline
▲ 0.50% · 4.625%
HK$129,225
+HK$7,412/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$243,626/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,519
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$130,939
−HK$3,470/mo
Today · 4.125%
HK$134,409
baseline
▲ 0.50% · 4.625%
HK$141,494
+HK$7,085/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$268,818/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,375
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$151,959
−HK$4,658/mo
Today · 4.125%
HK$156,617
baseline
▲ 0.50% · 4.625%
HK$166,147
+HK$9,530/mo
Deposit HK$3.59M · loan HK$32.32M · min. income ≈ HK$313,234/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,954
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$168,351
−HK$4,460/mo
Today · 4.125%
HK$172,811
baseline
▲ 0.50% · 4.625%
HK$181,921
+HK$9,110/mo
Deposit HK$3.59M · loan HK$32.32M · min. income ≈ HK$345,622/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,011 · Scale 2, in force from 26 Feb 2026)