LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,876
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,423
−HK$2,587/mo
Today · 4.125%
HK$87,010
baseline
▲ 0.50% · 4.625%
HK$92,305
+HK$5,295/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$174,020/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,526,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,086
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,529
−HK$2,478/mo
Today · 4.125%
HK$96,007
baseline
▲ 0.50% · 4.625%
HK$101,068
+HK$5,061/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$192,014/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,526,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,251
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$101,307
−HK$3,105/mo
Today · 4.125%
HK$104,412
baseline
▲ 0.50% · 4.625%
HK$110,766
+HK$6,354/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$208,824/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,303
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$112,235
−HK$2,974/mo
Today · 4.125%
HK$115,209
baseline
▲ 0.50% · 4.625%
HK$121,282
+HK$6,073/mo
Deposit HK$14.36M · loan HK$21.54M · min. income ≈ HK$230,418/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,626
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$118,192
−HK$3,622/mo
Today · 4.125%
HK$121,814
baseline
▲ 0.50% · 4.625%
HK$129,226
+HK$7,412/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$243,628/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,521
−HK$6,889/mo
▼ 0.25% · 3.875%
HK$130,941
−HK$3,469/mo
Today · 4.125%
HK$134,410
baseline
▲ 0.50% · 4.625%
HK$141,495
+HK$7,085/mo
Deposit HK$10.77M · loan HK$25.13M · min. income ≈ HK$268,820/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,377
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$151,961
−HK$4,657/mo
Today · 4.125%
HK$156,618
baseline
▲ 0.50% · 4.625%
HK$166,148
+HK$9,530/mo
Deposit HK$3.59M · loan HK$32.32M · min. income ≈ HK$313,236/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,955
−HK$8,858/mo
▼ 0.25% · 3.875%
HK$168,352
−HK$4,461/mo
Today · 4.125%
HK$172,813
baseline
▲ 0.50% · 4.625%
HK$181,922
+HK$9,109/mo
Deposit HK$3.59M · loan HK$32.32M · min. income ≈ HK$345,626/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,025 · Scale 2, in force from 26 Feb 2026)