LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,883
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,430
−HK$2,588/mo
Today · 4.125%
HK$87,018
baseline
▲ 0.50% · 4.625%
HK$92,313
+HK$5,295/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$174,036/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,526,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,094
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$93,538
−HK$2,478/mo
Today · 4.125%
HK$96,016
baseline
▲ 0.50% · 4.625%
HK$101,077
+HK$5,061/mo
Deposit HK$17.95M · loan HK$17.95M · min. income ≈ HK$192,032/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,526,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,260
−HK$6,162/mo
▼ 0.25% · 3.875%
HK$101,316
−HK$3,106/mo
Today · 4.125%
HK$104,422
baseline
▲ 0.50% · 4.625%
HK$110,776
+HK$6,354/mo
Deposit HK$14.36M · loan HK$21.55M · min. income ≈ HK$208,844/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,313
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$112,245
−HK$2,974/mo
Today · 4.125%
HK$115,219
baseline
▲ 0.50% · 4.625%
HK$121,293
+HK$6,074/mo
Deposit HK$14.36M · loan HK$21.55M · min. income ≈ HK$230,438/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,637
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$118,203
−HK$3,622/mo
Today · 4.125%
HK$121,825
baseline
▲ 0.50% · 4.625%
HK$129,238
+HK$7,413/mo
Deposit HK$10.77M · loan HK$25.14M · min. income ≈ HK$243,650/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,532
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$130,953
−HK$3,469/mo
Today · 4.125%
HK$134,422
baseline
▲ 0.50% · 4.625%
HK$141,508
+HK$7,086/mo
Deposit HK$10.77M · loan HK$25.14M · min. income ≈ HK$268,844/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,390
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$151,975
−HK$4,658/mo
Today · 4.125%
HK$156,633
baseline
▲ 0.50% · 4.625%
HK$166,163
+HK$9,530/mo
Deposit HK$3.59M · loan HK$32.32M · min. income ≈ HK$313,266/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,970
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$168,368
−HK$4,461/mo
Today · 4.125%
HK$172,829
baseline
▲ 0.50% · 4.625%
HK$181,939
+HK$9,110/mo
Deposit HK$3.59M · loan HK$32.32M · min. income ≈ HK$345,658/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,163 · Scale 2, in force from 26 Feb 2026)