LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,900
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,448
−HK$2,588/mo
Today · 4.125%
HK$87,036
baseline
▲ 0.50% · 4.625%
HK$92,332
+HK$5,296/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$174,072/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,113
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,557
−HK$2,479/mo
Today · 4.125%
HK$96,036
baseline
▲ 0.50% · 4.625%
HK$101,098
+HK$5,062/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$192,072/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,280
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$101,338
−HK$3,106/mo
Today · 4.125%
HK$104,444
baseline
▲ 0.50% · 4.625%
HK$110,799
+HK$6,355/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$208,888/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,336
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$112,268
−HK$2,975/mo
Today · 4.125%
HK$115,243
baseline
▲ 0.50% · 4.625%
HK$121,318
+HK$6,075/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$230,486/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,661
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$118,227
−HK$3,624/mo
Today · 4.125%
HK$121,851
baseline
▲ 0.50% · 4.625%
HK$129,265
+HK$7,414/mo
Deposit HK$10.78M · loan HK$25.14M · min. income ≈ HK$243,702/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,559
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$130,980
−HK$3,470/mo
Today · 4.125%
HK$134,450
baseline
▲ 0.50% · 4.625%
HK$141,537
+HK$7,087/mo
Deposit HK$10.78M · loan HK$25.14M · min. income ≈ HK$268,900/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,421
−HK$9,244/mo
▼ 0.25% · 3.875%
HK$152,006
−HK$4,659/mo
Today · 4.125%
HK$156,665
baseline
▲ 0.50% · 4.625%
HK$166,198
+HK$9,533/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$313,330/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,004
−HK$8,861/mo
▼ 0.25% · 3.875%
HK$168,403
−HK$4,462/mo
Today · 4.125%
HK$172,865
baseline
▲ 0.50% · 4.625%
HK$181,977
+HK$9,112/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$345,730/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,481 · Scale 2, in force from 26 Feb 2026)