LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,903
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,450
−HK$2,589/mo
Today · 4.125%
HK$87,039
baseline
▲ 0.50% · 4.625%
HK$92,335
+HK$5,296/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$174,078/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,116
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,560
−HK$2,479/mo
Today · 4.125%
HK$96,039
baseline
▲ 0.50% · 4.625%
HK$101,101
+HK$5,062/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$192,078/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,283
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$101,340
−HK$3,107/mo
Today · 4.125%
HK$104,447
baseline
▲ 0.50% · 4.625%
HK$110,802
+HK$6,355/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$208,894/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,339
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$112,272
−HK$2,974/mo
Today · 4.125%
HK$115,246
baseline
▲ 0.50% · 4.625%
HK$121,321
+HK$6,075/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$230,492/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,664
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$118,231
−HK$3,623/mo
Today · 4.125%
HK$121,854
baseline
▲ 0.50% · 4.625%
HK$129,269
+HK$7,415/mo
Deposit HK$10.78M · loan HK$25.14M · min. income ≈ HK$243,708/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,562
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$130,984
−HK$3,470/mo
Today · 4.125%
HK$134,454
baseline
▲ 0.50% · 4.625%
HK$141,541
+HK$7,087/mo
Deposit HK$10.78M · loan HK$25.14M · min. income ≈ HK$268,908/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,425
−HK$9,245/mo
▼ 0.25% · 3.875%
HK$152,011
−HK$4,659/mo
Today · 4.125%
HK$156,670
baseline
▲ 0.50% · 4.625%
HK$166,203
+HK$9,533/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$313,340/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,009
−HK$8,861/mo
▼ 0.25% · 3.875%
HK$168,407
−HK$4,463/mo
Today · 4.125%
HK$172,870
baseline
▲ 0.50% · 4.625%
HK$181,982
+HK$9,112/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$345,740/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,525 · Scale 2, in force from 26 Feb 2026)