LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,906
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,454
−HK$2,588/mo
Today · 4.125%
HK$87,042
baseline
▲ 0.50% · 4.625%
HK$92,339
+HK$5,297/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$174,084/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,120
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,564
−HK$2,479/mo
Today · 4.125%
HK$96,043
baseline
▲ 0.50% · 4.625%
HK$101,105
+HK$5,062/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$192,086/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,287
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$101,345
−HK$3,106/mo
Today · 4.125%
HK$104,451
baseline
▲ 0.50% · 4.625%
HK$110,806
+HK$6,355/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$208,902/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,344
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$112,276
−HK$2,975/mo
Today · 4.125%
HK$115,251
baseline
▲ 0.50% · 4.625%
HK$121,326
+HK$6,075/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$230,502/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,526,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,669
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$118,235
−HK$3,624/mo
Today · 4.125%
HK$121,859
baseline
▲ 0.50% · 4.625%
HK$129,274
+HK$7,415/mo
Deposit HK$10.78M · loan HK$25.14M · min. income ≈ HK$243,718/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,568
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$130,989
−HK$3,471/mo
Today · 4.125%
HK$134,460
baseline
▲ 0.50% · 4.625%
HK$141,547
+HK$7,087/mo
Deposit HK$10.78M · loan HK$25.14M · min. income ≈ HK$268,920/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,431
−HK$9,245/mo
▼ 0.25% · 3.875%
HK$152,017
−HK$4,659/mo
Today · 4.125%
HK$156,676
baseline
▲ 0.50% · 4.625%
HK$166,210
+HK$9,534/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$313,352/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,016
−HK$8,861/mo
▼ 0.25% · 3.875%
HK$168,414
−HK$4,463/mo
Today · 4.125%
HK$172,877
baseline
▲ 0.50% · 4.625%
HK$181,989
+HK$9,112/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$345,754/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,588 · Scale 2, in force from 26 Feb 2026)