LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,910
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,458
−HK$2,588/mo
Today · 4.125%
HK$87,046
baseline
▲ 0.50% · 4.625%
HK$92,343
+HK$5,297/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$174,092/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,124
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,568
−HK$2,479/mo
Today · 4.125%
HK$96,047
baseline
▲ 0.50% · 4.625%
HK$101,110
+HK$5,063/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$192,094/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,292
−HK$6,163/mo
▼ 0.25% · 3.875%
HK$101,349
−HK$3,106/mo
Today · 4.125%
HK$104,455
baseline
▲ 0.50% · 4.625%
HK$110,811
+HK$6,356/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$208,910/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,348
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$112,281
−HK$2,975/mo
Today · 4.125%
HK$115,256
baseline
▲ 0.50% · 4.625%
HK$121,332
+HK$6,076/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$230,512/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,674
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$118,241
−HK$3,624/mo
Today · 4.125%
HK$121,865
baseline
▲ 0.50% · 4.625%
HK$129,280
+HK$7,415/mo
Deposit HK$10.78M · loan HK$25.14M · min. income ≈ HK$243,730/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,573
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$130,995
−HK$3,471/mo
Today · 4.125%
HK$134,466
baseline
▲ 0.50% · 4.625%
HK$141,553
+HK$7,087/mo
Deposit HK$10.78M · loan HK$25.14M · min. income ≈ HK$268,932/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,438
−HK$9,245/mo
▼ 0.25% · 3.875%
HK$152,024
−HK$4,659/mo
Today · 4.125%
HK$156,683
baseline
▲ 0.50% · 4.625%
HK$166,217
+HK$9,534/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$313,366/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,023
−HK$8,861/mo
▼ 0.25% · 3.875%
HK$168,422
−HK$4,462/mo
Today · 4.125%
HK$172,884
baseline
▲ 0.50% · 4.625%
HK$181,997
+HK$9,113/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$345,768/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,655 · Scale 2, in force from 26 Feb 2026)