LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,913
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,461
−HK$2,589/mo
Today · 4.125%
HK$87,050
baseline
▲ 0.50% · 4.625%
HK$92,346
+HK$5,296/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$174,100/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,127
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,571
−HK$2,480/mo
Today · 4.125%
HK$96,051
baseline
▲ 0.50% · 4.625%
HK$101,114
+HK$5,063/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$192,102/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,295
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$101,353
−HK$3,106/mo
Today · 4.125%
HK$104,459
baseline
▲ 0.50% · 4.625%
HK$110,816
+HK$6,357/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$208,918/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,353
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$112,285
−HK$2,976/mo
Today · 4.125%
HK$115,261
baseline
▲ 0.50% · 4.625%
HK$121,336
+HK$6,075/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$230,522/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,678
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$118,245
−HK$3,624/mo
Today · 4.125%
HK$121,869
baseline
▲ 0.50% · 4.625%
HK$129,285
+HK$7,416/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$243,738/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,578
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$131,000
−HK$3,471/mo
Today · 4.125%
HK$134,471
baseline
▲ 0.50% · 4.625%
HK$141,559
+HK$7,088/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$268,942/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,443
−HK$9,246/mo
▼ 0.25% · 3.875%
HK$152,029
−HK$4,660/mo
Today · 4.125%
HK$156,689
baseline
▲ 0.50% · 4.625%
HK$166,223
+HK$9,534/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$313,378/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,029
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$168,428
−HK$4,463/mo
Today · 4.125%
HK$172,891
baseline
▲ 0.50% · 4.625%
HK$182,004
+HK$9,113/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$345,782/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,713 · Scale 2, in force from 26 Feb 2026)