LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,915
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,463
−HK$2,589/mo
Today · 4.125%
HK$87,052
baseline
▲ 0.50% · 4.625%
HK$92,348
+HK$5,296/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$174,104/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,129
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,573
−HK$2,480/mo
Today · 4.125%
HK$96,053
baseline
▲ 0.50% · 4.625%
HK$101,116
+HK$5,063/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$192,106/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,298
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$101,355
−HK$3,107/mo
Today · 4.125%
HK$104,462
baseline
▲ 0.50% · 4.625%
HK$110,818
+HK$6,356/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$208,924/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,355
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$112,288
−HK$2,975/mo
Today · 4.125%
HK$115,263
baseline
▲ 0.50% · 4.625%
HK$121,339
+HK$6,076/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$230,526/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,681
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$118,248
−HK$3,624/mo
Today · 4.125%
HK$121,872
baseline
▲ 0.50% · 4.625%
HK$129,288
+HK$7,416/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$243,744/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,581
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$131,003
−HK$3,471/mo
Today · 4.125%
HK$134,474
baseline
▲ 0.50% · 4.625%
HK$141,562
+HK$7,088/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$268,948/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,447
−HK$9,246/mo
▼ 0.25% · 3.875%
HK$152,033
−HK$4,660/mo
Today · 4.125%
HK$156,693
baseline
▲ 0.50% · 4.625%
HK$166,227
+HK$9,534/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$313,386/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,033
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$168,432
−HK$4,463/mo
Today · 4.125%
HK$172,895
baseline
▲ 0.50% · 4.625%
HK$182,009
+HK$9,114/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$345,790/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,749 · Scale 2, in force from 26 Feb 2026)