LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,917
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,465
−HK$2,589/mo
Today · 4.125%
HK$87,054
baseline
▲ 0.50% · 4.625%
HK$92,351
+HK$5,297/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$174,108/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,132
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,576
−HK$2,480/mo
Today · 4.125%
HK$96,056
baseline
▲ 0.50% · 4.625%
HK$101,119
+HK$5,063/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$192,112/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,301
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$101,358
−HK$3,107/mo
Today · 4.125%
HK$104,465
baseline
▲ 0.50% · 4.625%
HK$110,821
+HK$6,356/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$208,930/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,359
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$112,291
−HK$2,976/mo
Today · 4.125%
HK$115,267
baseline
▲ 0.50% · 4.625%
HK$121,343
+HK$6,076/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$230,534/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,684
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$118,251
−HK$3,625/mo
Today · 4.125%
HK$121,876
baseline
▲ 0.50% · 4.625%
HK$129,292
+HK$7,416/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$243,752/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,585
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$131,007
−HK$3,471/mo
Today · 4.125%
HK$134,478
baseline
▲ 0.50% · 4.625%
HK$141,567
+HK$7,089/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$268,956/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,451
−HK$9,247/mo
▼ 0.25% · 3.875%
HK$152,038
−HK$4,660/mo
Today · 4.125%
HK$156,698
baseline
▲ 0.50% · 4.625%
HK$166,232
+HK$9,534/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$313,396/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,038
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$168,437
−HK$4,463/mo
Today · 4.125%
HK$172,900
baseline
▲ 0.50% · 4.625%
HK$182,014
+HK$9,114/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$345,800/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,795 · Scale 2, in force from 26 Feb 2026)