LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,918
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,466
−HK$2,589/mo
Today · 4.125%
HK$87,055
baseline
▲ 0.50% · 4.625%
HK$92,352
+HK$5,297/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$174,110/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,133
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,577
−HK$2,479/mo
Today · 4.125%
HK$96,056
baseline
▲ 0.50% · 4.625%
HK$101,120
+HK$5,064/mo
Deposit HK$17.96M · loan HK$17.96M · min. income ≈ HK$192,112/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,526,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,301
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$101,359
−HK$3,107/mo
Today · 4.125%
HK$104,466
baseline
▲ 0.50% · 4.625%
HK$110,822
+HK$6,356/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$208,932/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,359
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$112,292
−HK$2,976/mo
Today · 4.125%
HK$115,268
baseline
▲ 0.50% · 4.625%
HK$121,343
+HK$6,075/mo
Deposit HK$14.37M · loan HK$21.55M · min. income ≈ HK$230,536/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,526,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,685
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$118,252
−HK$3,625/mo
Today · 4.125%
HK$121,877
baseline
▲ 0.50% · 4.625%
HK$129,293
+HK$7,416/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$243,754/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,586
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$131,008
−HK$3,471/mo
Today · 4.125%
HK$134,479
baseline
▲ 0.50% · 4.625%
HK$141,567
+HK$7,088/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$268,958/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,526,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,452
−HK$9,246/mo
▼ 0.25% · 3.875%
HK$152,039
−HK$4,659/mo
Today · 4.125%
HK$156,698
baseline
▲ 0.50% · 4.625%
HK$166,233
+HK$9,535/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$313,396/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,039
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$168,438
−HK$4,463/mo
Today · 4.125%
HK$172,901
baseline
▲ 0.50% · 4.625%
HK$182,015
+HK$9,114/mo
Deposit HK$3.59M · loan HK$32.33M · min. income ≈ HK$345,802/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,526,804 · Scale 2, in force from 26 Feb 2026)