LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,930
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,478
−HK$2,589/mo
Today · 4.125%
HK$87,067
baseline
▲ 0.50% · 4.625%
HK$92,365
+HK$5,298/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,134/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,527,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,146
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,590
−HK$2,480/mo
Today · 4.125%
HK$96,070
baseline
▲ 0.50% · 4.625%
HK$101,134
+HK$5,064/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,140/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,527,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,316
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$101,374
−HK$3,107/mo
Today · 4.125%
HK$104,481
baseline
▲ 0.50% · 4.625%
HK$110,838
+HK$6,357/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$208,962/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,375
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$112,308
−HK$2,976/mo
Today · 4.125%
HK$115,284
baseline
▲ 0.50% · 4.625%
HK$121,361
+HK$6,077/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$230,568/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,702
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$118,269
−HK$3,625/mo
Today · 4.125%
HK$121,894
baseline
▲ 0.50% · 4.625%
HK$129,311
+HK$7,417/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$243,788/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,604
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$131,027
−HK$3,471/mo
Today · 4.125%
HK$134,498
baseline
▲ 0.50% · 4.625%
HK$141,588
+HK$7,090/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$268,996/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,473
−HK$9,248/mo
▼ 0.25% · 3.875%
HK$152,061
−HK$4,660/mo
Today · 4.125%
HK$156,721
baseline
▲ 0.50% · 4.625%
HK$166,257
+HK$9,536/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$313,442/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,063
−HK$8,863/mo
▼ 0.25% · 3.875%
HK$168,463
−HK$4,463/mo
Today · 4.125%
HK$172,926
baseline
▲ 0.50% · 4.625%
HK$182,042
+HK$9,116/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$345,852/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,026 · Scale 2, in force from 26 Feb 2026)