LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,936
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,485
−HK$2,589/mo
Today · 4.125%
HK$87,074
baseline
▲ 0.50% · 4.625%
HK$92,373
+HK$5,299/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,148/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,527,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,153
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,598
−HK$2,480/mo
Today · 4.125%
HK$96,078
baseline
▲ 0.50% · 4.625%
HK$101,142
+HK$5,064/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,156/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,527,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,323
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,382
−HK$3,107/mo
Today · 4.125%
HK$104,489
baseline
▲ 0.50% · 4.625%
HK$110,847
+HK$6,358/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$208,978/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,384
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$112,317
−HK$2,976/mo
Today · 4.125%
HK$115,293
baseline
▲ 0.50% · 4.625%
HK$121,371
+HK$6,078/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$230,586/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,711
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$118,279
−HK$3,625/mo
Today · 4.125%
HK$121,904
baseline
▲ 0.50% · 4.625%
HK$129,322
+HK$7,418/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$243,808/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,614
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$131,037
−HK$3,472/mo
Today · 4.125%
HK$134,509
baseline
▲ 0.50% · 4.625%
HK$141,599
+HK$7,090/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$269,018/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,485
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$152,073
−HK$4,661/mo
Today · 4.125%
HK$156,734
baseline
▲ 0.50% · 4.625%
HK$166,271
+HK$9,537/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$313,468/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,076
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$168,476
−HK$4,464/mo
Today · 4.125%
HK$172,940
baseline
▲ 0.50% · 4.625%
HK$182,056
+HK$9,116/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$345,880/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,147 · Scale 2, in force from 26 Feb 2026)