LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,939
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,488
−HK$2,589/mo
Today · 4.125%
HK$87,077
baseline
▲ 0.50% · 4.625%
HK$92,376
+HK$5,299/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,154/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,527,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,156
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,601
−HK$2,480/mo
Today · 4.125%
HK$96,081
baseline
▲ 0.50% · 4.625%
HK$101,146
+HK$5,065/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,162/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,527,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,327
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,385
−HK$3,108/mo
Today · 4.125%
HK$104,493
baseline
▲ 0.50% · 4.625%
HK$110,851
+HK$6,358/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$208,986/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,388
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$112,321
−HK$2,976/mo
Today · 4.125%
HK$115,297
baseline
▲ 0.50% · 4.625%
HK$121,375
+HK$6,078/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$230,594/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,715
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$118,283
−HK$3,625/mo
Today · 4.125%
HK$121,908
baseline
▲ 0.50% · 4.625%
HK$129,326
+HK$7,418/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$243,816/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,619
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$131,041
−HK$3,473/mo
Today · 4.125%
HK$134,514
baseline
▲ 0.50% · 4.625%
HK$141,604
+HK$7,090/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$269,028/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,490
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$152,078
−HK$4,661/mo
Today · 4.125%
HK$156,739
baseline
▲ 0.50% · 4.625%
HK$166,276
+HK$9,537/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$313,478/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,081
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$168,482
−HK$4,464/mo
Today · 4.125%
HK$172,946
baseline
▲ 0.50% · 4.625%
HK$182,062
+HK$9,116/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$345,892/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,200 · Scale 2, in force from 26 Feb 2026)