LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,939
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,488
−HK$2,590/mo
Today · 4.125%
HK$87,078
baseline
▲ 0.50% · 4.625%
HK$92,376
+HK$5,298/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,156/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,527,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,157
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,601
−HK$2,481/mo
Today · 4.125%
HK$96,082
baseline
▲ 0.50% · 4.625%
HK$101,146
+HK$5,064/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,164/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,527,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,327
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,386
−HK$3,107/mo
Today · 4.125%
HK$104,493
baseline
▲ 0.50% · 4.625%
HK$110,851
+HK$6,358/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$208,986/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,388
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$112,322
−HK$2,976/mo
Today · 4.125%
HK$115,298
baseline
▲ 0.50% · 4.625%
HK$121,375
+HK$6,077/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$230,596/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,715
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,283
−HK$3,626/mo
Today · 4.125%
HK$121,909
baseline
▲ 0.50% · 4.625%
HK$129,327
+HK$7,418/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$243,818/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,619
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$131,042
−HK$3,472/mo
Today · 4.125%
HK$134,514
baseline
▲ 0.50% · 4.625%
HK$141,605
+HK$7,091/mo
Deposit HK$10.78M · loan HK$25.15M · min. income ≈ HK$269,028/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,491
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$152,079
−HK$4,661/mo
Today · 4.125%
HK$156,740
baseline
▲ 0.50% · 4.625%
HK$166,277
+HK$9,537/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$313,480/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,082
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$168,483
−HK$4,464/mo
Today · 4.125%
HK$172,947
baseline
▲ 0.50% · 4.625%
HK$182,063
+HK$9,116/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$345,894/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,207 · Scale 2, in force from 26 Feb 2026)