LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,943
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,492
−HK$2,589/mo
Today · 4.125%
HK$87,081
baseline
▲ 0.50% · 4.625%
HK$92,380
+HK$5,299/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,162/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,161
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,606
−HK$2,480/mo
Today · 4.125%
HK$96,086
baseline
▲ 0.50% · 4.625%
HK$101,151
+HK$5,065/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,172/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,331
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$101,390
−HK$3,108/mo
Today · 4.125%
HK$104,498
baseline
▲ 0.50% · 4.625%
HK$110,856
+HK$6,358/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$208,996/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,393
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$112,327
−HK$2,976/mo
Today · 4.125%
HK$115,303
baseline
▲ 0.50% · 4.625%
HK$121,381
+HK$6,078/mo
Deposit HK$14.37M · loan HK$21.56M · min. income ≈ HK$230,606/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,720
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$118,288
−HK$3,626/mo
Today · 4.125%
HK$121,914
baseline
▲ 0.50% · 4.625%
HK$129,332
+HK$7,418/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,828/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,625
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$131,048
−HK$3,472/mo
Today · 4.125%
HK$134,520
baseline
▲ 0.50% · 4.625%
HK$141,611
+HK$7,091/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,040/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,497
−HK$9,250/mo
▼ 0.25% · 3.875%
HK$152,085
−HK$4,662/mo
Today · 4.125%
HK$156,747
baseline
▲ 0.50% · 4.625%
HK$166,284
+HK$9,537/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$313,494/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,089
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$168,490
−HK$4,464/mo
Today · 4.125%
HK$172,954
baseline
▲ 0.50% · 4.625%
HK$182,071
+HK$9,117/mo
Deposit HK$3.59M · loan HK$32.34M · min. income ≈ HK$345,908/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,273 · Scale 2, in force from 26 Feb 2026)