LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,956
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,506
−HK$2,590/mo
Today · 4.125%
HK$87,096
baseline
▲ 0.50% · 4.625%
HK$92,395
+HK$5,299/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,192/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,175
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,621
−HK$2,480/mo
Today · 4.125%
HK$96,101
baseline
▲ 0.50% · 4.625%
HK$101,167
+HK$5,066/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,202/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,347
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,407
−HK$3,108/mo
Today · 4.125%
HK$104,515
baseline
▲ 0.50% · 4.625%
HK$110,874
+HK$6,359/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,030/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,411
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,345
−HK$2,977/mo
Today · 4.125%
HK$115,322
baseline
▲ 0.50% · 4.625%
HK$121,400
+HK$6,078/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,644/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,739
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$118,308
−HK$3,626/mo
Today · 4.125%
HK$121,934
baseline
▲ 0.50% · 4.625%
HK$129,353
+HK$7,419/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,868/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,646
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,069
−HK$3,473/mo
Today · 4.125%
HK$134,542
baseline
▲ 0.50% · 4.625%
HK$141,634
+HK$7,092/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,084/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,521
−HK$9,251/mo
▼ 0.25% · 3.875%
HK$152,110
−HK$4,662/mo
Today · 4.125%
HK$156,772
baseline
▲ 0.50% · 4.625%
HK$166,311
+HK$9,539/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$313,544/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,116
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$168,517
−HK$4,466/mo
Today · 4.125%
HK$172,983
baseline
▲ 0.50% · 4.625%
HK$182,101
+HK$9,118/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$345,966/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,522 · Scale 2, in force from 26 Feb 2026)