LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,958
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,508
−HK$2,590/mo
Today · 4.125%
HK$87,098
baseline
▲ 0.50% · 4.625%
HK$92,397
+HK$5,299/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,196/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,178
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,623
−HK$2,481/mo
Today · 4.125%
HK$96,104
baseline
▲ 0.50% · 4.625%
HK$101,169
+HK$5,065/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,208/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,350
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$101,409
−HK$3,108/mo
Today · 4.125%
HK$104,517
baseline
▲ 0.50% · 4.625%
HK$110,877
+HK$6,360/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,034/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,413
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,348
−HK$2,976/mo
Today · 4.125%
HK$115,324
baseline
▲ 0.50% · 4.625%
HK$121,403
+HK$6,079/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,648/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,741
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,311
−HK$3,626/mo
Today · 4.125%
HK$121,937
baseline
▲ 0.50% · 4.625%
HK$129,356
+HK$7,419/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,874/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,649
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,072
−HK$3,473/mo
Today · 4.125%
HK$134,545
baseline
▲ 0.50% · 4.625%
HK$141,637
+HK$7,092/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,090/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,525
−HK$9,251/mo
▼ 0.25% · 3.875%
HK$152,114
−HK$4,662/mo
Today · 4.125%
HK$156,776
baseline
▲ 0.50% · 4.625%
HK$166,315
+HK$9,539/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$313,552/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,120
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$168,521
−HK$4,466/mo
Today · 4.125%
HK$172,987
baseline
▲ 0.50% · 4.625%
HK$182,105
+HK$9,118/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$345,974/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,558 · Scale 2, in force from 26 Feb 2026)