LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,959
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,509
−HK$2,590/mo
Today · 4.125%
HK$87,099
baseline
▲ 0.50% · 4.625%
HK$92,399
+HK$5,300/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,198/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,179
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,624
−HK$2,481/mo
Today · 4.125%
HK$96,105
baseline
▲ 0.50% · 4.625%
HK$101,171
+HK$5,066/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,210/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,351
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,411
−HK$3,108/mo
Today · 4.125%
HK$104,519
baseline
▲ 0.50% · 4.625%
HK$110,878
+HK$6,359/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,038/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,415
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,349
−HK$2,977/mo
Today · 4.125%
HK$115,326
baseline
▲ 0.50% · 4.625%
HK$121,405
+HK$6,079/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,652/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,527,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,743
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,312
−HK$3,627/mo
Today · 4.125%
HK$121,939
baseline
▲ 0.50% · 4.625%
HK$129,358
+HK$7,419/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,878/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,651
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$131,074
−HK$3,473/mo
Today · 4.125%
HK$134,547
baseline
▲ 0.50% · 4.625%
HK$141,639
+HK$7,092/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,094/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,527
−HK$9,251/mo
▼ 0.25% · 3.875%
HK$152,116
−HK$4,662/mo
Today · 4.125%
HK$156,778
baseline
▲ 0.50% · 4.625%
HK$166,318
+HK$9,540/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$313,556/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,122
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$168,524
−HK$4,465/mo
Today · 4.125%
HK$172,989
baseline
▲ 0.50% · 4.625%
HK$182,108
+HK$9,119/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$345,978/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,580 · Scale 2, in force from 26 Feb 2026)