LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,964
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,514
−HK$2,590/mo
Today · 4.125%
HK$87,104
baseline
▲ 0.50% · 4.625%
HK$92,404
+HK$5,300/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,208/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,184
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,630
−HK$2,481/mo
Today · 4.125%
HK$96,111
baseline
▲ 0.50% · 4.625%
HK$101,177
+HK$5,066/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,222/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,357
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,417
−HK$3,108/mo
Today · 4.125%
HK$104,525
baseline
▲ 0.50% · 4.625%
HK$110,885
+HK$6,360/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,050/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,421
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,356
−HK$2,977/mo
Today · 4.125%
HK$115,333
baseline
▲ 0.50% · 4.625%
HK$121,412
+HK$6,079/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,666/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,750
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,319
−HK$3,627/mo
Today · 4.125%
HK$121,946
baseline
▲ 0.50% · 4.625%
HK$129,366
+HK$7,420/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,892/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,658
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$131,082
−HK$3,473/mo
Today · 4.125%
HK$134,555
baseline
▲ 0.50% · 4.625%
HK$141,648
+HK$7,093/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,110/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,536
−HK$9,251/mo
▼ 0.25% · 3.875%
HK$152,125
−HK$4,662/mo
Today · 4.125%
HK$156,787
baseline
▲ 0.50% · 4.625%
HK$166,328
+HK$9,541/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$313,574/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,132
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$168,534
−HK$4,466/mo
Today · 4.125%
HK$173,000
baseline
▲ 0.50% · 4.625%
HK$182,119
+HK$9,119/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$346,000/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,671 · Scale 2, in force from 26 Feb 2026)