LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,966
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,515
−HK$2,590/mo
Today · 4.125%
HK$87,105
baseline
▲ 0.50% · 4.625%
HK$92,406
+HK$5,301/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,210/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,186
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,631
−HK$2,481/mo
Today · 4.125%
HK$96,112
baseline
▲ 0.50% · 4.625%
HK$101,179
+HK$5,067/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,224/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,359
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,418
−HK$3,109/mo
Today · 4.125%
HK$104,527
baseline
▲ 0.50% · 4.625%
HK$110,887
+HK$6,360/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,054/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,423
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,358
−HK$2,977/mo
Today · 4.125%
HK$115,335
baseline
▲ 0.50% · 4.625%
HK$121,414
+HK$6,079/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,670/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,752
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,321
−HK$3,627/mo
Today · 4.125%
HK$121,948
baseline
▲ 0.50% · 4.625%
HK$129,368
+HK$7,420/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,896/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,660
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$131,084
−HK$3,473/mo
Today · 4.125%
HK$134,557
baseline
▲ 0.50% · 4.625%
HK$141,650
+HK$7,093/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,114/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,538
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$152,127
−HK$4,663/mo
Today · 4.125%
HK$156,790
baseline
▲ 0.50% · 4.625%
HK$166,330
+HK$9,540/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$313,580/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,135
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$168,537
−HK$4,465/mo
Today · 4.125%
HK$173,002
baseline
▲ 0.50% · 4.625%
HK$182,121
+HK$9,119/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$346,004/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,695 · Scale 2, in force from 26 Feb 2026)