LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,972
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,521
−HK$2,591/mo
Today · 4.125%
HK$87,112
baseline
▲ 0.50% · 4.625%
HK$92,412
+HK$5,300/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,224/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,192
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,638
−HK$2,481/mo
Today · 4.125%
HK$96,119
baseline
▲ 0.50% · 4.625%
HK$101,186
+HK$5,067/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,238/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,366
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,426
−HK$3,108/mo
Today · 4.125%
HK$104,534
baseline
▲ 0.50% · 4.625%
HK$110,895
+HK$6,361/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,068/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,431
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,366
−HK$2,977/mo
Today · 4.125%
HK$115,343
baseline
▲ 0.50% · 4.625%
HK$121,423
+HK$6,080/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,686/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,760
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$118,330
−HK$3,627/mo
Today · 4.125%
HK$121,957
baseline
▲ 0.50% · 4.625%
HK$129,377
+HK$7,420/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,914/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,669
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,094
−HK$3,473/mo
Today · 4.125%
HK$134,567
baseline
▲ 0.50% · 4.625%
HK$141,660
+HK$7,093/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,134/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,549
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$152,138
−HK$4,663/mo
Today · 4.125%
HK$156,801
baseline
▲ 0.50% · 4.625%
HK$166,342
+HK$9,541/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$313,602/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,146
−HK$8,869/mo
▼ 0.25% · 3.875%
HK$168,549
−HK$4,466/mo
Today · 4.125%
HK$173,015
baseline
▲ 0.50% · 4.625%
HK$182,135
+HK$9,120/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$346,030/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,806 · Scale 2, in force from 26 Feb 2026)