LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,973
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,522
−HK$2,591/mo
Today · 4.125%
HK$87,113
baseline
▲ 0.50% · 4.625%
HK$92,414
+HK$5,301/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,226/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,194
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,639
−HK$2,482/mo
Today · 4.125%
HK$96,121
baseline
▲ 0.50% · 4.625%
HK$101,187
+HK$5,066/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,242/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,367
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,427
−HK$3,109/mo
Today · 4.125%
HK$104,536
baseline
▲ 0.50% · 4.625%
HK$110,896
+HK$6,360/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,072/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,432
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,367
−HK$2,978/mo
Today · 4.125%
HK$115,345
baseline
▲ 0.50% · 4.625%
HK$121,425
+HK$6,080/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,690/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,762
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$118,331
−HK$3,627/mo
Today · 4.125%
HK$121,958
baseline
▲ 0.50% · 4.625%
HK$129,379
+HK$7,421/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,916/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,671
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,095
−HK$3,474/mo
Today · 4.125%
HK$134,569
baseline
▲ 0.50% · 4.625%
HK$141,662
+HK$7,093/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,138/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,551
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$152,140
−HK$4,663/mo
Today · 4.125%
HK$156,803
baseline
▲ 0.50% · 4.625%
HK$166,344
+HK$9,541/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$313,606/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,149
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$168,551
−HK$4,466/mo
Today · 4.125%
HK$173,017
baseline
▲ 0.50% · 4.625%
HK$182,137
+HK$9,120/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$346,034/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,826 · Scale 2, in force from 26 Feb 2026)